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You can use assets both for personal and commercial projects. Example: client’s work, dribbble shots, personal website, social media account, advertising, physical items, etc.
Team plan is required if you are going to use assets in your team that means 2 or more users.
Yes, you can cancel your subscription anytime. You will still have access to assets till your subscription period ends.
Yes, even after your subscription expires, you can use the assets you downloaded during your subscription period.